If you have struggled with weight loss for a long time and the frustration has started to creep in because diet and exercise plans haven’t worked as you planned, you may be considering weight loss surgery. Weight loss surgery can be a very effective way for people to lose weight and keep it off and the idea of losing the weight is exciting. But, what if your insurance does not cover the surgery of this nature?
This means you are left to pay for it out of pocket, and this could cause you stress. What should you do if you have discovered that insurance has denied money for the procedure that could change your life?
We have good news.
We know that you work hard for your money and WeightWise works hard to make bariatric surgery affordable and accessible to whoever qualifies for it. So, even if insurance plans offer limited to no coverage for the procedures, we can help. There are multiple financing options available, which we will cover here for you.
Types of Bariatric Surgeries
There are a variety of bariatric surgery options, which vary in price. For example, the ReShape Integrated Dual Balloon procedure is approximately $7,495 and the Laparoscopic Roux-en-Y Gastric Bypass surgery could cost upwards of $15,000. There are also surgical procedures that cost somewhere in the middle, including the Laparoscopic Gastric Sleeve and the Laparoscopic Adjustable Gastric Band surgery.
Prices for Bariatric Surgeries
All prices include costs for the surgeon, assistant surgeon, anesthesia, and an uncomplicated hospital stay. It’s important to note that there are additional charges for pre-operative and post-operative services, as well as other tests that may need to be done such as EKGs or sleep studies. Furthermore, there may be nutritional changes that need to be made with specific dietary instructions that require a change in what type of food you eat. This is not covered in the cost of the surgery, so that will need to be factored in as well.
WeightWise recognizes that surgeries like this can be costly for the average individual or family so we work with several reliable financing providers to help make weight loss surgery a reality for those that qualify. We work with Care Credit, Allegiance Credit Union, and Premier Medical Financing and our experienced team of professionals at WeightWise will help answer as many questions as possible to make sure you understand the inner-workings of what is involved with each procedure and the financing that comes along with it.
Surgery without Insurance
If you learn that your insurance doesn’t cover the procedure that you want, it can be frustrating or disappointing to learn that you’ll need to pay for it on your own. It is ok to express your feelings but doesn’t become disheartened. Your weight loss journey does not have to come to a halt because of the lack of insurance coverage. Once you have processed your emotions a little, come up with a plan to save money.
Make sure you’ve talked with your surgeon to determine if you’re a candidate, then start putting away a little bit of money at a time. Even if it’s just a few dollars a week to start out with, every bit will add up and before you know it, the funds will be there. Bariatric surgery can change your life and put you on the path of a healthy, happy lifestyle – that’s something that is worth every penny.